Pull the disputes from the documents youhave been sent from your loan servicer, or your notice ofdefault or any other correspondence that has demandedpayments from you. Delete this section before sending. Billing and accounting disputes that require your response 1)The current monthly payment amount demanding (XXX) is not warranted by theterms of the note and deed of trust. The amount of the monthly payment should be lower than that based on the note, deed of trust, and truth in lending statement provided at the time the loan was originated.(2)The most recent monthly mortgage payment coupon reflects there are past due payment amount of xxxxxxx this. These charges are disputed and not justified.(3)The notice of Default, recorded with the xxxxxxxx county recorders Officeon or around xxxxxxx date reflects arrearages owing in the amount of xxxxxxxxx, and this amount is not correct and we believe is artificiallypacked and grossly overstated. These charges are disputed.(4)There are other charges and accounting problems including(list 5)There is evidence in our possession that you may not be servicing this loan(collecting payments) on behalf of a party that can show it is legally entitled toenforce our note and deed of trust. As such you may be collecting loan paymentsthat you are not legally entitled to, and which you may be required to surrender loan payments made by us and collected by you. You are therefore demanded toanswer the questions below, produce the requested items, and to validate the debtalleged to be owed to you (which is hereby disputed).
Assignment of, note and, release of, deed of, trust, sample Clauses
Do you offer commercial real estate forms? Yes, we have a vast selection of commercial real estate forms, such as commercial leases, assignment of lease, lease option forms, release of liability, real estate partnership, and many other forms for use with commercial real estate. What is an heirship affidavit? An heirship affidavit is used to resume collect real estate of a decedent whose estate falls within state limits for small estates. The heirship affidavits offered by us legal Forms are state-specific and regularly updated to comply with the heirship affidavit law of your state. When is notice of recording required? A notice of recording may be required by state statute, grammar such as when the governing documents of a homeowners association or a foreign judgment are required to be filed. Local real estate law should be consulted. A notice of recording may also be filed optionally in some cases. The following is jusample list, you must raise all ofyour unique accounting and billing disputes in the sectionbelow, escrow disputes, unauthorized charges, wrongpayments being charged, excessive late fees, wrongfulcharges, etc.
An easement is often given to allow access to utility companies or to settle a boundary dispute. For example, easements are common between neighbors for shared private road or shared driveway use. What is a right of statement first refusal? A right of first refusal is an option to purchase property by matching another offer. It may also be called an option to purchase. The holder of such a right may submit an offer to purchase real estate and if it matches the other party's offer, the offer to purchase of the holder of the right in the first refusal agreement has legal priority. Do i need a release of liability to hire a contractor? A release of liability is especially recommended when the contractor isn't insured and if your home insurance won't cover an injury on your property. You should examine the construction bid forms for terms regarding insurance coverage by the contractor.
Addendums to contracts, also called addenda, can be used to alter or add new terms. We offer forms allowing an amendment to purchase agreement, such as an extension of closing deadline, tax free exchange addendum, new home insulation addendum, environmental assessment addendum and more. What landlord forms should i use to rent my home? We offer many real estate lease forms. In addition to rental the leases, we also offer rental applications and consent to background check and criminal check forms that can be used to screen tenants and help ensure an amicable landlord tenant relationship. A sample lease or consent form may be previewed before downloading. What is an easement? Easements are interests in real property that allow another to access or use land in the manner specified in the easement.
Unlike regular leases for rental property, the tenant's rent is applied toward a home sale. What mortgage forms do you offer? We have many mortgage forms for creating, transferring, and releasing a mortgage. A mortgage satisfaction form is filed to release the mortgagor's claim of the property when the loan is fully repaid. Assumptions of mortgage involve another party becoming liable for the mortgage payment in the place of the primary borrower. In mortgage assignment, the lender typically transfers the right to collect payment to another party, so the new party now hold the mortgage on the property. Can I change a home sales agreement after it's signed?
Assignment of, note and, deed of, trust as Security for Debt of Third Party
If the interview property in the leasing contract is known to contain lead, a lead disclosure form must be provided. It is possible to also create a rent to own or lease option agreement, giving the tenant the right to eventually make a real estate purchase agreement and buy the property. At the end of married the landlord tenant relationship, many states require landlord forms such as a security deposit accounting statement or abandoned property notice to be provided to the tenant. If you wish to end a residential lease early, an eviction notice may be required by state landlord tenant law. Many other real estate contract forms, rental form samples and notices are used, depending on the situation.
What real estate legal forms are needed for a home sale? A home sale package is available with all the forms you need to sell a home, including an offer to purchase and seller's disclosure statement and lead base paint disclosure. The purchase contracts, offer to purchase real estate forms, and seller's disclosures are professionally prepared to comply with the law of each state. A closing forms package is also available. We also have a vast selection of individual real estate legal forms for a home sale, such as an owner finance agreement, contract for deed, purchase contracts, promissory notes, power of attorney for real estate, lead disclosure, and other property forms required to form. What is a contract for deed? A contract for deed, also known as a land contract or rent to own agreement, is a form of owner financed housing contract.
Real estate handbook - a multistate real estate guide for buying and selling real estate is available, covering issues like using real estate agents, setting a price, advertising, and other stages of real estate purchase transactions up through the closing. Real Estate faqs, what type of deed forms do i need? A quitclaim deed or warranty deed, also called a grant deed, are the most commonly used types of deeds. A quitclaim deed doesn't have the same guarantee of clear title that a warranty deed does, and a quitclaim deed will only transfer the actual rights held by the grantor. A warranty deed guarantees the property for sale is free from claims, such as construction liens or boundary disputes.
Deeds of trust are often used when there is a mortgage and the lender's trustee holds the title until the mortgage is paid off. A contract for deed is a popular owner financing method for homes sales. Other special types of deeds exist, such as gift deeds for gifted property, fiduciary deeds or trustee's deeds for transfer by a trustee or personal representative, sometimes by heirship affidavit, and life estate deeds for grantors who wish to remain on the property and not. What landlord tenant forms are required for rental property? A lease application and residential lease or commercial rental agreement should be in writing. Lease agreements must be in writing if the term is longer than a year.
Assign, note, deed, of, trust (Real Estate)
The eviction notice forms offered by us legal Forms are state-specific to comply with legal requirements of every state. Promissory note - a promissory note is evidence of a debt. The promissory note contains the important details and terms of the agreement to avoid a future dispute. A promissory note may also be used as evidence later to collect in the event of a default in payment. Promissory notes are highly recommended any time a loan of significant value is made. Notice of recording - a notice of recording is used with rental leases to record a rental agreement, rather than filing the entire lease agreement. Real estate partnership - real estate partnership forms are often used to form a joint venture in real estate investment properties. Construction bid forms - a construction bid form or proposal is a formal offer to do a construction job according to the terms stated in the bid form.
Assignment of mortgage - mortgage assignment, transferring the mortgage to another party, is required to be in writing under state law. Lease option - a lease option often plan refers to a lease with an option for a purchase agreement to be made. In that sense, it is used as another term for contract for deed. In the strict sense, it refers to an option to lease property at a future date or to extend a current lease. Heirship affidavits - heirship affidavits are filed to transfer property of a deceased whose estate falls within statutory limits. An heirship affidavit is used to avoid the formal probate process. Security deposit accounting - when the landlord tenant residential lease terminates, state laws often require a landlord to provide an accounting of any deductions from a security deposit. Eviction notice - landlord tenant law in each state requires a written eviction notice to be delivered to a tenant. The eviction notice must be delivered within the time period specified by each state's law.
of lead, a lead disclosure form is one of the landlord forms that must be provided. Environmental assessment addendum - an environmental assessment is a detailed analysis of the potential impact of an action on the environment. Homestead exemptions and forms - homestead exemption forms allow a homeowner to protect a portion of their home from creditors. Homestead exemption laws vary by state. Construction liens - contractors must follow state guidelines, which vary by state, for filing a construction lien. The construction lien forms offered by us legal Forms are state-specific and kept regularly updated with current law by professionals. Mortgage satisfaction - a satisfaction of mortgage form must be filed by the lender when the loan is fully paid. A mortgage satisfaction releases the lien that the mortgage holder has on the property.
Amendment to purchase agreement - an amendment to purchase agreement is used to make a change to a real estate purchase agreement, such as a home sales contract extension of closing deadline. Addendums to contracts can add new terms or make an amendment to purchase agreement terms already agreed. Right of first refusal agreement - the right of first refusal is a real estate contract giving someone essay the right to be the first party to be given an offer to purchase if the property is ever sold. A right of first refusal is a type of real estate options contract. Power of attorney - a power of attorney for making a real estate purchase agreement, completing closing forms, or other act involving a real estate purchase agreement or long-term rental agreement, must be in writing. A real estate power of attorney gives another authority to act in your behalf to sign real estate legal forms, mortgage forms, and other acts necessary in a real estate purchase agreement or other real estate transaction. Easement forms - easement forms are used to grant another permission to use land according to the terms stated in the easement. Deed forms - deed forms, such as quitclaim deed, warranty deed, grant deed, and deeds of trust forms are required to be filed at the county recorder's office where the real estate is located in order to legalize the transfer of real property.
When do you use
Real Estate forms - why land Contracts Must be written. Real estate forms, unlike other contracts not involving an offer to purchase or lease real property, are required to be in writing. Real property transfers or leases for more than a year must be written to be enforceable. Every state's real estate law governing home sales requires purchase contracts and other real estate contract thesis forms, such as easements, leases for rental property for longer than a year, or seller's disclosure statement, to be in writing to be enforceable. Lot or land purchase contracts are subject to the Statute of Frauds, the law requiring written real estate contract forms in home sales and other land contract situations. The State of Frauds will require written property forms in cases such as: Contract for deed - a contract for deed is a type of owner financing arrangement to sell property (also known as a land contract or owner finance agreement). The deed is transferred only after all payments have been made to the seller according to the contract for deed. Lease agreements - lease agreements for longer than a year (this applies to commercial real estate forms as well as resident lease agreements) are governed by the Statute of Frauds.